Library of Congress Federal Credit Union

Affordable Top-Quality Protection

Sometimes protecting your future is just as important as planning for it. We’ve partnered with top-quality providers to bring you protection for your auto, home, and family.

Get a Quote Get an AD&D Quote

TruStage™ Auto & Home Insurance Program

TruStage Auto & Home Insurance Program provides affordable top-quality protection for Library of Congress FCU members. That includes discounted rates combined with online convenience and 24/7 claims service.

Get a free quote now or call 1-855-483-2149.

TruStage™ Life Insurance Plans

TruStage Life Insurance Policies help you protect the people who matter most in your life. These plans are designed to fit your budget and provide excellent coverage. Learn more or call 1-855-612-7909.

TruStage™ Accidental Death and Dismemberment Insurance

One of the advantages of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident, in a covered injury, or loss of life due to an accident.

You can get $1,000 of coverage with your Library of Congress FCU membership. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates. Get this no-cost protection today and check out additional protection.

Mechanical Repair Coverage

Don’t let expensive auto repairs disrupt your finances. This insurance coverage, by Member’s Choice, is the perfect vehicle-owner partner. Best of all, you can cancel anytime, and the coverage can be transferred to the new owner if/when you sell the covered vehicle.

  • Reimbursement for a rental car during repairs
  • 24-hour, toll-free roadside assistance
  • Emergency travel expenses
  • Thousands of authorized repair facilities and dealerships nationwide

Call or email us to add this coverage to your car or truck.

GAP Auto Loan Protection

If your car is declared an insured total loss while there is still a balance on your loan, Gap protection covers your remaining loan amount if your auto insurance company values the car for less than you owe on your loan. Gap rates are incredibly inexpensive for the protection it provides.

Ask us for an application.

What Our Members Are Saying

“I’m glad I found LCFCU! They’ve helped me find so many ways to save money every month.”

A.D, member since 2022

Featured Products and Services

Explore Vehicle Loan Options

We are here help with loan options that put you in the driver’s seat.

Finance the Fun

Your next adventure awaits with an RV, boat or motorcycle loan.

Discover Loan Discounts

Learn how you can save money on your next personal, vehicle or FHA Home Improvement loan at Library of Congress FCU.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.