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We’re celebrating 90 years of serving America’s library community.
Rates Apply NowShift into Gear with No Payment for 90 Days*
Take advantage of our limited time Vehicle Loan special with no payments for 90 days.* We have new/used auto loans and refinance options that could put you in the driver’s seat. Want to save money on a vehicle you already own? Refinance now and you could save money every month.
- 100% financing
- Flexible terms of up to 144 months to help reduce monthly payments
- Competitor rate matching
- No prepayment penalties
Get the financing you need now.
Car Shopping Made Easy
We’ve partnered with TRUECar to make it easy for you to find the vehicle and we’ll take care of the financing. Because TRUECar works with hundreds of dealerships to get you the best deal, you could save thousands in MSRP. Best of all, TRUECar does all the shopping for you. Get LCFCU preapproved financing, then just tell them what you want in a vehicle, and they will start the search. Once you find the right one, lock in the price. Once the financing is all done, drive to the dealership and pick up your new vehicle.
What Our Members Are Saying
“I’m saving $205 per month in lower car payments. The whole process was fast, seamless and my loan officer was very efficient and pleasant!“
J.R.
Featured Products and Services
Save Some Money with Loan Discounts
Learn how you can save money on your next personal, vehicle or FHA Home Improvement loan at Library of Congress FCU.
Get Peace of Mind Auto Protection
Affordable, top-quality protection that helps defend your family’s financial future.
Explore Gap and Mechanical Repair Protection
Don’t let expensive auto repairs disrupt your finances.
Let’s Do the Math
Discover What Kind of Car You Can Afford
Our calculators help you estimate monthly payments, total interest, and more.
*Offer applies to new, used or refinanced vehicle loans from other lenders. Existing LCFCU vehicle loans not eligible. Minimum loan amount is $10,000. Interest will continue to accrue during the 90 days with no payment. Offer may be withdrawn without notice and is for a limited time only. Other restrictions apply.