Hit the Road to Monthly Savings
We are here to help you get behind the wheel and live your best financial life story when you buy new/used or refinance.
90 Day NO PAYMENTS Vehicle Loan Special ENDS Soon – Read More Rates Apply Now
Buy or Refinance: Vehicle Loan Options That Could Save You Money*
Take advantage of our new/used auto loans and refinance options that put you in the driver’s seat of just about anything you can drive or pull (including boats, trailers, motorcycles and more).
Want to save money on a vehicle you already own? Refinance now and the monthly savings could add up.
- 100% Financing
- Flexible terms of up to 144 months to reduce monthly payments
- Competitor rate matching
- No prepayment penalties
- Loan rate discount opportunities
Car Shopping Made Easy
We’ve partnered with TRUECar to make it easy for you to find the right vehicle and we’ll take care of the financing. Because TRUECar works with hundreds of dealerships to get you the best deal, you could save thousands in MSRP.
Best of all, TRUECar does all the shopping for you. Get LCFCU preapproved financing, then just tell them what you want in a vehicle, and they will start the search. When you find the right vehicle, lock in the price. Once the financing is completed, drive to the dealership and pick up your new vehicle. It’s that easy.
Get started with preapproved financing.
Get Started with TRUECarWhat Our Members Are Saying
“We bought a new car and LCFCU saved us $200 per month in payments instead of going with the dealer loan. Thank you for making it easy, we saved so much time by doing it all online.“
D.B., member since 2013
Featured Products and Services

Explore Gap and Mechanical Repair Protection
Don’t let expensive auto repairs disrupt your finances.

Save Some Money with Loan Discounts
Learn how you can save money on your next personal, vehicle or FHA Home Improvement loan at Library of Congress FCU.

Bookmark Your Budget with Skip-A-Payment
Add some money to your month when you need it most.
Let’s Do the Math
Discover What Kind of Car You Can Afford
Our calculators help you estimate monthly payments, total interest, and more.
*Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval.