Lines of Credit for Real-Life Needs

There are plenty of innovative line of credit options to choose from when you’re a member of Library of Congress FCU.*

Improve Your Home

Make home improvements with our low-rate FHA Home Loan. Borrow up to $7,500 and you can pay it back in 36-60 months.

Apply online today

Give Your Life a Line of Credit

When the bills pile up and you feel like you are coming up a little short, we can help. With a Library of Congress FCU Line of Credit, you can write yourself a loan as needed, consolidate debt to save big, or add overdraft protection to your checking account. This revolving line of credit gives you up to $10,000 to use as you wish with no annual or transfer fees.

• Simple interest financing with no prepayment penalties
• Worldwide ATM access
• Low variable rate could be more affordable than retail credit card rates
• Rates are tied to three-year U.S. Treasury Security issue (adjusted quarterly)

Start your application now.

Borrow Money Based on Your Savings

Now you can borrow against your LCFCU savings account balance with either a Share- or Certificate-Secured Loan. Best of all, the loan is only secured by the funds in the account on deposit, meaning your savings stay in place and continue to grow.

• Low loan rates (only 3.00% above the rate of the secured share or certificate account)
• Terms of up to 60 months
• No prepayment penalties

Start your application now.

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Let’s Do the Math

* Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All lending subject to approval.