Library of Congress Federal Credit Union

Experience the Fixed Rate Credit Card Difference

Now, you can share your connection to one of America’s most beloved landmarks with a fixed-rate Library of Congress FCU Visa Credit Card and Secure Card.

Apply Now Transfer a Balance

Protect Yourself Against Rising Interest Rates

A Library of Congress FCU Visa Credit Card has more than just good looks. It also features 9.75% APR* for purchases and a low 8.75% APR* balance transfer rate to help lower monthly payments. Enjoy our many Fixed Rate credit card features.

  • No annual fees
  • No cash advance fees
  • No balance transfer fees
  • No over-limit fees
  • No pre-payment penalties
  • 25-day grace period on new purchases
  • Easy online account management with VISA eZCard

Transfer a Balance and Save

If you have a credit card with a balance and a high interest rate, we can help free up some of your monthly budget with no balance transfer fees and a lower fixed rate.

Apply now for your Library of Congress FCU Visa Credit Card.

Apply Now


Build or Rebuild Your Credit with a Secure VISA

Our fixed-rate Secure Visa Credit Card can help build, strengthen, or rebuild your credit history. Simply pledge funds from your Share Savings as collateral, use the card for the things you need, make timely monthly payments, and your credit score could improve.

Apply now for your Library of Congress FCU Secure Visa Credit Card.

Apply Now

What Our Members Are Saying

“I lowered my payments on my credit cards by consolidating all of them with a fixed rate LCFCU VISA and now I am saving $300 per month on my payments!

V.D. , member since 2000

Featured Products and Services

Anytime Access, Take control of your cards

Managing your credit card transactions, statements and payments online is simple with Visa eZCard.

Protect Your Cards, Use Verified by Visa

Register your card with Verified by Visa to protect every online purchase.

Call before you travel

Phone us and we’ll put a note on your card so your card can work as expected while you are away from home.