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FREE WEBINAR: Home Buying in Today’s Market
Thursday, APRIL 17th at 12:00 PM EST – REGISTER NOW
Are you a first-time homebuyer or looking to purchase your next home? Our free webinar is for you. Gain knowledge to help as you navigate the journey of buying a home. Whether you’re wondering about the housing market challenges or just starting to plan, our webinar is designed to provide the insights you need to make informed decisions.
REGISTER for our free webinar Home Buying in Today’s Market on Thursday, April 17 and get helpful tips and advice that will simplify the home buying process and your path to your first or next home.
Presented by Paul Lee of Long & Foster Real Estate with over 38 years of experience.
REGISTER for this FREE WEBINARBecome a Homeowner
Getting started on your dream of home ownership is easy with Library of Congress FCU. Our team will help you find the perfect loan for your new home. Once you’re done with the pre-qualification, you can start house shopping.
With a home loan from Library of Congress FCU, you’ll discover low down payment options, terms of 15 or 30 years, competitive fixed or variable rates, and more.
- First-time homebuyer program
- Conventional, jumbo, and adjustable rate mortgages (ARMs)
- No points or prepayment penalties and below-market fees
- Borrow up to 90% of the value of the home – No PMI required
- Borrow up to 95% of the value of the home with approved PMI
- Available on homes in a multi-state area
Refinance and Save
Refinancing your home is easy with the Library of Congress FCU team on your side. Let us help you open the door to monthly savings and the chance to rekindle some love for your current home.
- Conventional, jumbo, and adjustable rate mortgages (ARMs)
- No points or prepayment penalties and below-market fees
- Closing costs that roll into your refinance to minimize your initial costs
- Borrow up to 90% of the value of the home – No PMI required
- Borrow up to 95% of the value of the home with approved PMI
- Cash-out and refinance options available
WIRE FUNDING FRAUD ADVISORY: If you have an escrow or closing transaction with us and you receive an email containing Wire Transfer Instructions, DO NOT RESPOND TO THE EMAIL. Call your LCFCU escrow officer/closer immediately at the credit union, using known contact information and NOT information provided in the email, to verify it is real before sending any funds or information.
What Our Members Are Saying
“I refinanced my mortgage we had with a bank and now I am saving $500 per month in payments!”
F.M., Member Since 2006
Featured Products and Services
Get Peace of Mind Home Protection
TruStage offers affordable, top-quality protection that helps defend your family’s financial future.
Tap into Your Home’s Equity
Our home equity options are designed to help you finance what you need.
Explore Other Loans
There are plenty of loan options available to meet your needs.
Let’s Do the Math
Members can have up to $750,000 total balance in combined real estate loans, including first and second trusts and home equity loans.