Library of Congress Federal Credit Union

A Certificate to Fit Your Needs

Choose the savings term that fits best with your financial plans.

Open Your Account Rates

Maximize Your Savings

Save on your terms with a Share Certificate. These accounts are flexible with terms of three months to five years, have a low $500 minimum deposit, and can be used as security for a LCFCU loan.

  • High-interest rate compounded quarterly for all CDs six months or longer
  • Rates are guaranteed for the term of the certificate

An Easy Way to Earn More

Our Monthly Income Certificate is a flexible, high-yield savings option that pays dividends monthly. This 24 month term certificate can be opened with a $5,000 minimum deposit. Dividends, earned monthly, are automatically transferred or mailed.

Open Your Account

What Members Are Saying

I consolidated my debt into one LCFCU loan and I’m now saving $389 a month! Thank you!

S.T., member since 2016

Featured Products and Services

Explore Youth Account Options

We’re here to help our younger members start building a foundation to live their best financial life. 

A Plan to Fit Your Own

We’re proud to help you plan for your future with the right IRA savings option.

Get More From Your Savings

Plan for your future with our tiered Money Market.

Let’s Do the Math

Set Your Savings Goal

See how long it will take to save for what you want and need.

Plan For Retirement

Find out how much money you will need to save for your retirement.