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Identity theft happens when criminals get their hands on your sensitive information and use it to impersonate you, often stealing money or borrowing in your name. Often, you may not always realize you’ve been targeted until the thief is already using your information.

By learning the following telltale signs and checking for them regularly, you may be able to detect identity theft early and act before there’s significant damage to your finances or credit. Here are 5 warning signs of identity theft.