Vehicle Loans

If it drives or floats, we finance it with Personalized Lending—cars, vans, trucks, sport utilities, motorcycles, RVs, and motor homes—new and used. All vehicle loans are eligible for discounts under Personalized Lending.

If you are a current member, you can even complete a loan application today! Get quick pre-approval before you go shopping and know just what you can afford.

Our Second Chance REFINANCING allows you to refinance your new vehicle, currently financed at another institution, within six months of purchase at our low rates. Restrictions may apply. Ask our loan staff for details.

Personalized Lending for New and Used Vehicles

• Autos, trucks, cycles, boats, RVs and motorhomes
• Up to 100% financing
• Flexible repayment terms up to 144 months
• Quick pre-approval to make your purchase smooth & worry free
• Simple interest financing with no prepayment penalties
• Discounts up to 1/2% off our already low rates when you use any of a wide range of account relationships with LCFCU.
• Competitor-approved rate matching
• Annual opportunity to have your loan rate reevaluated for reduction on any loan granted after April 1, 2005 for the remainder of its term

Call or apply now!

Personalized Lending Discounts

Discounts * are available on all vehicle, personal and FHA home improvement loans.

.25% off eligible loan rates when you sign up or use:

• Free Checking w/Direct Deposit (.25% APR)
• Free eStatements (.25% APR)
• Visa Credit Card (.25% APR)